Not all health insurance carriers are equal — and the right carrier depends as much on where you live and what doctors you need as it does on the premium. Below are independent reviews of the 7 largest ACA marketplace issuers, written from the perspective of an advisor who works with all of them.
Ambetter from Centene is one of the largest ACA marketplace carriers in the country, available in over 30 states. Known for competitive premiums and a focus on …
Read full review →Molina Healthcare is a Fortune 500 managed care company with roots in Medicaid. They offer marketplace ACA plans in about 20 states with a focus on affordabilit…
Read full review →UnitedHealthcare (UHC) is the largest health insurer in the United States. They offer ACA marketplace plans in a growing number of states after pulling back fro…
Read full review →Blue Cross Blue Shield (BCBS) is not a single company but a federation of 33 independent health insurance companies. Together they cover more Americans than any…
Read full review →Oscar Health is a technology-driven health insurance company founded in 2012. They focus on a seamless member experience through their app, concierge care teams…
Read full review →Cigna is one of America's oldest insurance companies. Under its parent The Cigna Group, it has reduced its ACA marketplace footprint in recent years but remains…
Read full review →Humana is a Fortune 500 health insurer best known for Medicare Advantage. Their ACA individual marketplace presence is limited after a strategic pullback, but t…
Read full review →