Compare plans, costs, and local provider networks in Clearwater for 2026.
Residents of Clearwater can compare marketplace health plans from Florida Blue, Ambetter from Sunshine Health, Aetna, Cigna, Molina Healthcare, Oscar Health. The leading carrier in Clearwater is Florida Blue. Clearwater is in the Tampa Bay area and served primarily by BayCare Health System, the dominant Tampa Bay hospital network. Florida Blue is the most widely accepted carrier across BayCare facilities.
Verify your preferred hospital is in-network on any plan before enrolling. Contact the insurer's provider directory for confirmation.
ACA premium tax credits reduce monthly premiums for Clearwater residents earning between 100% and 400% FPL. Contact a licensed broker to check your eligibility.
Compare all health insurance plans in Clearwater for free.
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