Health Insurance Carriers in Dayton, OH
Residents of Dayton can compare health insurance plans from the following carriers during Open
Enrollment (November 1–January 15): Medical Mutual of Ohio, Anthem Blue Cross Blue Shield, Ambetter from MedMutual, Aetna, Molina Healthcare, SummaCare, HealthSpan. The dominant carrier in most Dayton
ZIP codes is Medical Mutual of Ohio.
Dayton is served by two major systems: Premier Health and Kettering Health (formerly Kettering Health Network). Kettering Health is faith-based (Seventh-day Adventist). Most Ohio carriers are in-network with both systems.
Hospitals and Health Systems in Dayton
Major hospital systems and facilities serving Dayton include:
- Kettering Health Dayton (Kettering Medical Center)
- Premier Health – Miami Valley Hospital
- Premier Health – Good Samaritan Hospital (Cincinnati)
Network coverage varies by plan. Before enrolling, confirm your preferred hospital is
in-network by checking the plan’s provider directory or calling member services.
ACA Subsidies and Medicaid in Dayton
Residents of Dayton may qualify for ACA premium tax credits if household income falls between
100% and 400% of the federal poverty level (~$15,650–$62,600 for a single adult in 2026).
Apply through healthcare.gov or a licensed broker during Open Enrollment or after a qualifying
life event.