Plans Available in Fairborn
Marketplace health insurance in Fairborn is offered by: Medical Mutual of Ohio, Anthem BCBS, Aetna, Molina Healthcare. The leading carrier in the Fairborn area is Medical Mutual. Available plans and exact premiums depend on your ZIP code, age, and household income.
Hospitals and Health Systems in Fairborn
- Premier Health Dayton
- Kettering Health Medical Center
Verify that your preferred hospital is in-network before selecting a plan. Use each carrier's online provider directory or call the plan's member services number.
ACA Subsidies and Medicaid
If your household income is between 100% and 400% of the Federal Poverty Level (approximately $15,650 to $62,600 per year for a single adult in 2026), you likely qualify for premium tax credits that reduce your monthly premium. Medicaid available year-round for income-eligible adults (138% FPL or below).
How to Enroll
Open Enrollment runs November 1 through January 15 each year. If you have a qualifying life event (job loss, move, marriage, new baby), you have a 60-day Special Enrollment Period. An independent, licensed broker can compare every plan available in your Fairborn ZIP code at no cost to you.