Health Insurance Carriers in Flint, MI
Residents of Flint can compare health insurance plans from the following carriers during Open
Enrollment (November 1–January 15): Blue Cross Blue Shield of Michigan, Blue Care Network (HMO), McLaren Health Plan, Priority Health, Molina Healthcare, HAP (Health Alliance Plan). The dominant carrier in most Flint
ZIP codes is McLaren Health Plan.
Flint is served by McLaren Flint and Ascension Genesys. Hurley Medical Center is a publicly-owned hospital providing a safety net for underinsured patients. McLaren Health Plan has a particularly strong network in the Flint area.
Hospitals and Health Systems in Flint
Major hospital systems and facilities serving Flint include:
- Ascension Genesys Hospital (Grand Blanc)
- McLaren Flint Hospital
- Hurley Medical Center (City of Flint)
Network coverage varies by plan. Before enrolling, confirm your preferred hospital is
in-network by checking the plan’s provider directory or calling member services.
ACA Subsidies and Medicaid in Flint
Residents of Flint may qualify for ACA premium tax credits if household income falls between
100% and 400% of the federal poverty level (~$15,650–$62,600 for a single adult in 2026).
Apply through healthcare.gov or a licensed broker during Open Enrollment or after a qualifying
life event.