Health Insurance in Fredericksburg, VA

Compare plans, costs, and local provider networks in Fredericksburg for 2026.

Health Insurance in Fredericksburg, VA

Residents of Fredericksburg can compare marketplace health plans from Anthem HealthKeepers, Optima Health (Sentara), CareFirst BlueCross BlueShield, Aetna, Cigna, Oscar Health. The leading carrier in Fredericksburg is Anthem HealthKeepers. Fredericksburg is midway between Richmond and Washington DC, served primarily by Mary Washington Healthcare and an HCA facility. Many residents commute to DC and may have employer plans from DC-area employers.

Local Hospitals in Fredericksburg, VA

  • Mary Washington Hospital
  • Spotsylvania Regional Medical Center (HCA)

Verify your preferred hospital is in-network on any plan before enrolling. Contact the insurer's provider directory for confirmation.

Urgent Care Centers in Fredericksburg

  • Patient First Fredericksburg
  • Mary Washington Healthcare Urgent Care
  • CareSpot Urgent Care

ACA Subsidies for Fredericksburg Residents

ACA premium tax credits reduce monthly premiums for Fredericksburg residents earning between 100% and 400% FPL. Medicaid is available year-round for income-eligible adults.

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