Health Insurance Carriers in Grand Rapids, MI
Residents of Grand Rapids can compare health insurance plans from the following carriers during Open
Enrollment (November 1–January 15): Blue Cross Blue Shield of Michigan, Blue Care Network (HMO), McLaren Health Plan, Priority Health, Molina Healthcare, HAP (Health Alliance Plan). The dominant carrier in most Grand Rapids
ZIP codes is Blue Cross Blue Shield of Michigan.
Grand Rapids is served by two major systems: Corewell Health West (formerly Spectrum Health, the dominant West Michigan system) and Trinity Health (Mercy Health). Priority Health, one of Michigan's major regional insurers, is based in Grand Rapids.
Hospitals and Health Systems in Grand Rapids
Major hospital systems and facilities serving Grand Rapids include:
- Spectrum Health Butterworth Hospital (Corewell Health West)
- Trinity Health Grand Rapids (Mercy Health)
- Helen DeVos Children's Hospital
Network coverage varies by plan. Before enrolling, confirm your preferred hospital is
in-network by checking the plan’s provider directory or calling member services.
ACA Subsidies and Medicaid in Grand Rapids
Residents of Grand Rapids may qualify for ACA premium tax credits if household income falls between
100% and 400% of the federal poverty level (~$15,650–$62,600 for a single adult in 2026).
Apply through healthcare.gov or a licensed broker during Open Enrollment or after a qualifying
life event.