Health Insurance in Hagerstown, MD

Health Insurance Carriers in Hagerstown, MD

Residents of Hagerstown can compare plans from: CareFirst BlueCross BlueShield, Kaiser Permanente, Aetna, Cigna, UnitedHealthcare. The leading carrier in the Hagerstown area is CareFirst BlueCross BlueShield. Plan availability varies by ZIP code — always check your specific address for available options.

Hagerstown is in Washington County in Western Maryland, near the West Virginia and Pennsylvania borders. The main hospital system is Meritus Health (formerly Washington County Health System).

Local Hospitals in Hagerstown, MD

Major hospital facilities in the Hagerstown area:

• Meritus Medical Center (Hagerstown)
• Western Maryland Health System

Confirm your preferred hospital is in-network before enrolling. Network status varies by plan.

Urgent Care in Hagerstown

• Patient First Hagerstown
• Meritus Health Urgent Care
• CareSpot Urgent Care

Subsidies and Medicaid in Hagerstown

ACA premium tax credits are available for Hagerstown residents with income between 100% and 400% FPL (~$15,650–$62,600 for a single adult in 2026). Medicaid is available year-round for income-eligible adults — apply through your state Medicaid agency.