Health Insurance in Lafayette, IN (2026)

Compare local plans, find in-network hospitals, and check your subsidy eligibility.

Plans Available in Lafayette

Marketplace health insurance in Lafayette is offered by: Anthem BCBS, Ambetter from MHS, CareSource, Molina Healthcare. The leading carrier in the Lafayette area is Anthem BCBS. Available plans and exact premiums depend on your ZIP code, age, and household income.

Hospitals and Health Systems in Lafayette

  • IU Health Arnett Hospital
  • Franciscan Health Lafayette

Verify that your preferred hospital is in-network before selecting a plan. Use each carrier's online provider directory or call the plan's member services number.

ACA Subsidies and Medicaid

If your household income is between 100% and 400% of the Federal Poverty Level (approximately $15,650 to $62,600 per year for a single adult in 2026), you likely qualify for premium tax credits that reduce your monthly premium. Medicaid available year-round for income-eligible adults (138% FPL or below).

How to Enroll

Open Enrollment runs November 1 through January 15 each year. If you have a qualifying life event (job loss, move, marriage, new baby), you have a 60-day Special Enrollment Period. An independent, licensed broker can compare every plan available in your Lafayette ZIP code at no cost to you.

Get a free Lafayette health insurance comparison from a licensed advisor.

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Or call (813) 476-1312 · Licensed in IN · No obligation