Health Insurance in Port St. Lucie, FL

Health Insurance Carriers in Port St. Lucie, FL

Residents of Port St. Lucie can compare health insurance plans from the following carriers during Open Enrollment (November 1–January 15): Florida Blue, Ambetter from Sunshine Health, Aetna, Cigna, Molina Healthcare, Oscar Health. The dominant carrier in most Port St. Lucie ZIP codes is Florida Blue.

Port St. Lucie is one of Florida's fastest-growing cities and is now served by Cleveland Clinic Tradition Hospital, the flagship of Cleveland Clinic's Treasure Coast expansion.

Hospitals and Health Systems in Port St. Lucie

Major hospital systems and facilities serving Port St. Lucie include:

• Cleveland Clinic Tradition Hospital
• HCA Florida Lawnwood Hospital (Fort Pierce)
• Martin Health Medical Center (Stuart)

Network coverage varies by plan. Before enrolling, confirm your preferred hospital is in-network by checking the plan’s provider directory or calling member services.

Urgent Care Centers in Port St. Lucie

Urgent care facilities in the Port St. Lucie area include:

• Cleveland Clinic Express Care Port St. Lucie
• Treasure Coast Urgent Care
• CareSpot Urgent Care

ACA Subsidies and Medicaid in Port St. Lucie

Residents of Port St. Lucie may qualify for ACA premium tax credits if household income falls between 100% and 400% of the federal poverty level (~$15,650–$62,600 for a single adult in 2026). Apply through healthcare.gov or a licensed broker during Open Enrollment or after a qualifying life event.